The above quotations have been posted by permission of the writers thereof. The text is strictly the opinion of the clients of Joe Planner, JD, CLU, CPA, ChFC. Material discussed on this website is meant for general illustration and/or informational purposes only. Individual situations can vary. Any figures quoted are for illustrative purposes only and are not necessarily indicative of past or future results of any specific investment. Past performance is not an assurance or necessarily and indication, nor guarantee, of future results and there can be no guarantee that others will experience similar results. Always consult with your tax and/or legal advisors for questions relating to your specific circumstances.

Every attempt is made to keep information on this and related sites current and accurate. However, you should always consult your advisor before taking action based on information you get from this site or any other source. There may be other factors or options that would apply to your specific situation that are not covered in the brief introductory information presented here.